Build Business Credit with Your EIN — Not Your SSN

Business credit is based on your EIN (Employer Identification Number) and tied to your business entity, not you personally. It doesn't require personal guarantees, appears on different credit bureaus (Dun & Bradstreet, Experian Business), and can provide much higher credit limits. Personal credit is linked to your SSN, affects your personal utilization, and makes you personally liable for the debt.

Building business credit is a step-by-step process that typically takes 8-12 months to see substantial results. Most clients start seeing their first vendor accounts reporting within 30-90 days. Store credit accounts usually become available around months 3-6, and cash credit (business credit cards without PGs) typically becomes available around months 7-12. The timeline varies based on your starting point and how consistently you follow the process.

Yes, you need a registered business entity (LLC, S-Corp, C-Corp, etc.) with an EIN to build business credit. If you don't have a business entity yet, we can guide you through the process as part of our program.

In the early stages, some business credit building opportunities may have personal credit requirements, but our program is designed to navigate you to opportunities regardless of your personal credit status. As you progress, you'll access more options that rely solely on your business credit profile with no personal credit checks or guarantees.

Almost any legitimate business can qualify for our program. We've helped clients across various industries including real estate, e-commerce, consulting, healthcare, construction, retail, and more. The key requirement is having a properly registered business entity with an EIN and the willingness to follow the business credit building process.

Both programs include our complete Fundability System, fundability checks, business credit builder tools, funding access resources, cash flow monitoring (beta), and Bureau Insights access (add-on). You'll get step-by-step guidance on establishing business credit profiles, vendor relationships, and accessing credit without personal guarantees.

We offer a 30-day money-back guarantee. If you follow our process exactly as outlined and don't see progress in establishing your business credit profiles, we'll refund your investment. Our goal is your success, and we stand behind our program because we've seen it work for thousands of business owners.